Decision #2 5 Money Decisions to Make This January

 Your next decision to make this month... 

2. DECIDE: How Much Should You Contribute to Retirement Savings, Like 401(k) or Similar Plans?

Try to at least contribute the maximum amount your employer will match. If you adjust your income tax withholding, you may not even see a net difference in your pay.

NEXT: DECIDE: How Will You Track Your Finances?